Financing

Flexible Financing Solutions for Your Residential and Commercial HVAC Needs

Affordable HVAC Financing Options for Houston
Homeowners and Businesses

Optimal Air Solutions provides flexible financing options through Wells Fargo Bank, N.A. to help both residential and commercial customers manage the costs of essential HVAC upgrades and installations. By offering manageable monthly payments and specialized terms for qualifying purchases, our company can ensure that high-efficiency Trane systems remain accessible regardless of immediate budget constraints. 

Residential customers can benefit from various promotional plans, while commercial projects—ranging from $5,000 to $500,000—can utilize bundled financing to preserve working capital and cover total project needs. These financial solutions, subject to credit approval, allow Houston-area businesses and homeowners to invest in long-term energy savings and indoor comfort without a large upfront capital expenditure.

Special Rate with Equal Monthly Payments

Special rate of 0% APR with 24 equal monthly payments

Special rate of 0% APR with 36 equal monthly payments

Special rate of 0% APR with 48 equal monthly payments

Special rate of 0% APR with 60 equal monthly payments

 

No interest if Paid in Full with Regular Monthly Payments

No interest if paid in full within 6 months with regular monthly payments

No interest if paid in full within 12 months with regular monthly payments

No interest if paid in full within 18 months with regular monthly payments

 

Please refer to the Credit Card Agreement for details about credit cards and terms for consumers.

 

Additional disclosures are required when advertising and promoting these credit terms. Please refer to the Advertising Guidelines by visiting the Online Resource Center at wellsfargo.com/retailservices and selecting “Advertising Resources: from the left navigation. Please refer customers to the Credit Card Agreement for details about credit costs and terms.

 
 
Financing fees prohibited: Your program agreement prohibits you from discriminating against customers by increasing the purchase price or by adding any financing fee (e.g. discount fee, transaction fee, program fee) when the customer has chosen to use a card to finance a purchase. You will be responsible for refunding financing fees.